Willis and Margaret sauntered down the streets of Baguio, enjoying a short reprieve from the intense heat and humidity of Manila. Willis had been elected president of the North Philippine Union, but Americans have to seek the coolness of the mountain air of the islands further to the south in order to regain some of the vigor the intense heat saps from them. While admiring the handicrafts of the clever Philippine people, Willis glanced up to see a little beggar girl headed toward them. He said to Margaret, "Look who's coming toward us—a beggar." "How do you know she's a beggar?" Margaret asked. "You can always tell them because they wear clothes two sizes too big for them. They think all Americans are rich. Let's ignore her to see what she does." "Agreed," Margaret said. As they walked past her extended hand, she took hold of Willis' coattail and pulled it. He turned and asked, "What do you want?" "P...